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Vrbo's 3% payment processing fee in 2026

Vrbo used to charge pay-per-booking hosts 5% commission plus 3% payment processing. Its help page now describes a single 12% that includes processing, with the 3% left only on taxes and security deposits.

Quick answer: for bookings under the new model, Vrbo says the flat 12% commission "includes payment processing fees." A 3% payment processing fee still applies to taxes and security deposits, which are not charged the 12% commission.

What Vrbo's help page says

Vrbo's pay-per-booking article lists the booking fee as "a flat, all-in 12% commission fee, which includes payment processing fees."[1] The commission is charged on the rental amount and any additional fees you charge the traveler, such as cleaning, pet and boat fees.[1]

Under "Taxes and security deposits" the same page says they "are subject to a 3% payment processing fee but not a 12% commission fee." Where VAT applies, it is charged in addition to the 12% commission.[1]

What it replaced

Before the change, Vrbo's page (as archived on Apr 1, 2026) described a 5% commission plus a 3% payment processing fee for most pay-per-booking hosts, with no processing fee in Australia, New Zealand and Japan.[2] A third-party summary describes the old 3% as charged on the total payment, including taxes and refundable deposits.[4] Skift reports the flat 12% starts on October 29, 2026.[3]

Example: $1,000 rental with $120 of taxes

ChargeBaseRateFee
Commission (includes processing)$1,000 rental and host fees12%$120.00
Processing on taxes$120 taxes3%$3.60
Total Vrbo fees$123.60

Our arithmetic from the rates on Vrbo's help page.[1] A security deposit collected through Vrbo would add 3% of the deposit under the same rule. Your payout report is the final word.

What to do

  1. Price for the 12%: the Vrbo fee calculator shows the raise that keeps your payout.
  2. If you collect a large security deposit through Vrbo, the 3% applies to it too.[1]
  3. Read Vrbo's 12% host fee, explained for the full change.

Your best next step

  1. Run your own numbers: the Vrbo 12% fee calculator shows what you keep before and after October 29.
  2. Download your results as a CSV from the calculator. It's made on your device; no email needed.
  3. Check every current fee and date in the STR Fee Index.
  4. Self check-in for Vrbo guests too: smart lock & self check-in kit. What to buy, how many, and when to skip. (Kit pages contain affiliate links.)
  5. Lodging taxes ride on top: see what your city charges and who files it in Airbnb occupancy tax by city (10 US markets, official sources).

Questions hosts ask

Does Vrbo still charge a 3% payment processing fee?

Only on taxes and security deposits. Vrbo's help page says the flat 12% commission includes payment processing fees, and that taxes and security deposits are subject to a 3% payment processing fee but not the 12% commission.

Is Vrbo's 12% fee all-in?

Vrbo's help page calls it a flat, all-in 12% commission fee that includes payment processing fees. VAT is charged on top where it applies, and bookings from expanded distribution partners may have higher fees.

When does the 12% start?

Skift reports the flat 12% starts on October 29, 2026.

Sources (checked Oct 20, 2026)

  1. Vrbo help: About the pay-per-booking (PPB) model (checked Oct 20, 2026)
  2. Vrbo help: About pay-per-booking fees, archived Apr 1, 2026 (Internet Archive)
  3. Skift: Vrbo to Double Commissions as It Plays Catch-Up to Airbnb (Sep 29, 2026)
  4. Hostfully: Vrbo host fees (third party)

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